Hire Purchase

Financing Solution for Business Equipment

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If you like the idea of owning an asset and spreading the costs to help your cash flow, it’s worth considering Hire Purchase.

Hire Purchase – sometimes known as Lease Purchase – gives you the certainty of fixed costs for the duration of the agreement and the option to buy the asset at the end.

Hire Purchase will help you by:

  • Putting you in control – you decide whether to buy the asset or not at the end of the agreement.
  • Giving you flexible payments – you can reduce monthly payments by paying a final lump sum – known as a balloon payment.
  • Offering interest choices – you can choose fixed or variable interest to suit your needs.
  • Reducing your tax payments – you can usually claim ‘writing-down’ allowances and capital grants. You may also offset repayment interest against your profits and reclaim VAT (special rules apply to cars).

Hire Purchase is a type of asset finance solution that brings you exceptional flexibility. Vision Asset Finance can provide a Hire Purchase solution that suits you, for example, with a flexible deposit, fixed payments and a final lump sum.

Find out more about our services by contacting us today on 028 2565 6000 or getting a quick quote below.

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Speak to a member of our team. We would be more than happy to help you.

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