Hire Purchase


Financing Solution for Business Equipment

If you like the idea of owning an asset and spreading the costs to help your cash flow, it’s worth considering Hire Purchase.

Hire Purchase – sometimes known as Lease Purchase – gives you the certainty of fixed costs for the duration of the agreement and the option to buy the asset at the end.

Hire Purchase will help you by:

  • Putting you in control – you decide whether to buy the asset or not at the end of the agreement.
  • Giving you flexible payments – you can reduce monthly payments by paying a final lump sum – known as a balloon payment.
  • Offering interest choices – you can choose fixed or variable interest to suit your needs.
  • Reducing your tax payments – you can usually claim ‘writing-down’ allowances and capital grants. You may also offset repayment interest against your profits and reclaim VAT (special rules apply to cars).

Hire Purchase is a type of asset finance solution that brings you exceptional flexibility. Vision Asset Finance can provide a Hire Purchase solution that suits you, for example, with a flexible deposit, fixed payments and a final lump sum.

Find out more about our services by contacting us today on 028 2565 6000 or getting a quick quote below.

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